Usually on the night of New Year’s Eve, I spend time reflecting on the year’s achievements. I think about adventures I had, the friends I made, the hardest challenges, and the saddest moments. I usually do this with friends and family, sitting around with good food, sharing stories and laughing. There is a moment however,… Continue reading A New Year’s Reflection
I’m sure you have all heard about the Pokémon craze sweeping the globe at the moment. I’m sure most of you have downloaded the app and are furiously venturing out to a nearby body of water to catch Zubats and Pidgies. In fact, I’m sure many of you could tell me how many you have… Continue reading What’s all the craze? Pokémon!
I left my previous job in January and I have received the final payment of my holiday pay – a sweet 3,000 clams. But, the question is: what do I do with it? My heart is pulling me in 3 directions: Save it for my home deposit! This is most logical, prudent thing to do. And don’t get… Continue reading My $3,000 Windfall
These are my 3 phases of saving: Super Motivation Phase When you first start saving, you are ‘in the zone’. You read all the saving tips, you forgo the heating in winter, you chew slower to make your dinners last longer. Anything to save a buck! The Horrible Middle Phase You have been saving a… Continue reading The Three Phases of Saving
So, let’s talk about budgeting. And no, I don’t mean acting like a sniffer-dog tracking every cent… I was having coffee with a friend of mine when she told me she didn’t need to budget. “I know what I spend. I have it all under control. I don’t need a budget, I have no debts”.… Continue reading Looking Forward
I always make sure that my spare tire is inflated. I always make sure I have puppy poo-bags at the park. I always make sure I have long-life milk in the pantry. I always make sure I have another toilet roll in the bathroom. There are things I always have on hand should I be… Continue reading It’s time to Backup!
I think we have all said this: “I want money for a home deposit” Is it ever successful? It certainly wasn’t for me. I didn’t know how I saw going to achieve it. I didn’t when this goal would be accomplished. I didn’t know where the savings would go. This kind of goal sounds more… Continue reading Setting Goals