These are my 3 phases of saving: Super Motivation Phase When you first start saving, you are ‘in the zone’. You read all the saving tips, you forgo the heating in winter, you chew slower to make your dinners last longer. Anything to save a buck! The Horrible Middle Phase You have been saving a… Continue reading The Three Phases of Saving
One of my all-time favorites, this soup is rich in vitamins, and gentle on the hip-pocket. Ingredients: 1 Butternut Pumpkin 1 Onion 1 clove Garlic 2 Sweet Potatoes Vegetable stock cube 2 heaped teaspoons Ground Cumin Salt/Pepper Method: Fry onion, garlic and cumin in a big stock pot with a little oil until onion is transparent. Add… Continue reading Pumpkin Soup – 63 cents per serve!
Usually people forgo their savings goals for instant gratification: They will pledge to save few hundred dollars, only to go out and spend it all on a big TV, unable to resist the satisfaction of watching the footy on a slightly better TV than their last one. They will enter the supermarket promising to spend… Continue reading In the Garden, where Savings Grow
I love my coffee. I love it in the morning. I love it at night. I love it right after lunch with 3 chocolate biscuits. But the brand I like is expensive. And if I have over 5 cups (caffeinated and decaffeinated) a day, I cannot justify that. I am not going to cut back… Continue reading My Morning Coffee
I only eat homemade meals. I have hot soup for lunch and many delicious dinner choices. And it is always full of goodness and well balanced nutritionally. How do I do this if I only cook once a month? With the freezer of course! I spend one weekend a month cooking and shopping. I must… Continue reading $100 Monthly Groceries
So, let’s talk about budgeting. And no, I don’t mean acting like a sniffer-dog tracking every cent… I was having coffee with a friend of mine when she told me she didn’t need to budget. “I know what I spend. I have it all under control. I don’t need a budget, I have no debts”.… Continue reading Looking Forward
I always make sure that my spare tire is inflated. I always make sure I have puppy poo-bags at the park. I always make sure I have long-life milk in the pantry. I always make sure I have another toilet roll in the bathroom. There are things I always have on hand should I be… Continue reading It’s time to Backup!
It’s time to get back to basics! There are savings to be had! My milk containers are always immediately recycled (and I don’t mean the yellow bin). I have a milk container where I have punched little holes in the lid. It’s my watering can. And the best bit – it cost me nothing. Sure, it… Continue reading Reuse, Recycle!
Have you ever had a friend with the newest gadget that has not yet been released to the public? You stand there with a look of annoyance and jealousy, wondering how they got their paws on it before you… and when you ask, he says: “” I know a guy”. Ah, yes. We have all… Continue reading The Power of Connections
I recently switched electricity providers. As a good researcher, I made sure I knew all about the product details, including limitations and benefits. One of the biggest benefits was my electricity plan came with ‘Peak’, ‘Shoulder’ and ‘Off-peak’ rates. This was a great perk for me since I am the only person living in my… Continue reading Know Your Bills
I think we have all said this: “I want money for a home deposit” Is it ever successful? It certainly wasn’t for me. I didn’t know how I saw going to achieve it. I didn’t when this goal would be accomplished. I didn’t know where the savings would go. This kind of goal sounds more… Continue reading Setting Goals
One of my favorite ways to motivate myself to save is to think about the value of a $10 note. I am not talking about its monetary value (that’s $10 by the way), but what it is worth to me. For example: $10 could buy: 6 eggs, 2 Litres of Milk, 5 Bananas, 2 Apples, Box of… Continue reading The Value of $10