Cash is the most value-defining version of my money that I have. What do I mean by this? I could have $50 in a bank account, a $50 cheque, a $50 gift card or $50 cash. They are all valued at $50, but I treasure cash. There’s something in the way it feels, it smells.… Continue reading Flash your Cash!
Going back to work after a long time off always reminds me to appreciate my holidays. Unfortunately, this epiphany always arrives on the first day back at work (funny that, eh?!). This morning, I got up early, (after four weeks of sleep-ins I cannot stress how hard this simple task was). I had the nervous,… Continue reading Appreciate the Small Things
Usually on the night of New Year’s Eve, I spend time reflecting on the year’s achievements. I think about adventures I had, the friends I made, the hardest challenges, and the saddest moments. I usually do this with friends and family, sitting around with good food, sharing stories and laughing. There is a moment however,… Continue reading A New Year’s Reflection
When I was investigating the possibility of renting, I was frustrated that there was not one place that had all the information I needed. So, to help prospective renters, I have compiled a list of government and accredited resources. These are resources I have used and found the information valid, up to date and detailed.… Continue reading Renting: Useful Resources
I left my previous job in January and I have received the final payment of my holiday pay – a sweet 3,000 clams. But, the question is: what do I do with it? My heart is pulling me in 3 directions: Save it for my home deposit! This is most logical, prudent thing to do. And don’t get… Continue reading My $3,000 Windfall
Are you going to live by yourself or with other people? Just You – the Good Stuff – Bills I live by myself because I like to control how much my bills will be. Aside from rent, I have 2 bills every month: electricity and internet. The internet bill is the same amount every month,… Continue reading Renting: 11 important points!
These are my 3 phases of saving: Super Motivation Phase When you first start saving, you are ‘in the zone’. You read all the saving tips, you forgo the heating in winter, you chew slower to make your dinners last longer. Anything to save a buck! The Horrible Middle Phase You have been saving a… Continue reading The Three Phases of Saving
I think we have all said this: “I want money for a home deposit” Is it ever successful? It certainly wasn’t for me. I didn’t know how I saw going to achieve it. I didn’t when this goal would be accomplished. I didn’t know where the savings would go. This kind of goal sounds more… Continue reading Setting Goals